Hey rfmea ux ,
Just so we're on the same page, are you using:
Win 10 x64/Home ? /Premium?
Kaspersky Total Security 126.96.36.1998(d) ?
Re WOpsys/Edge, I'll post back shortly.
Re "difference in Safe Money, Secure Connection and Internet Security?"
Safe Money - intergrated module within Kaspersky application:
Safe Money provides protection of confidential data when using online banking services and payment systems, and prevents theft of funds when making online payments.
About protection of personal data on the Internet
Safe Money and Secure Connection protect data when you use Internet banking services and shop on online stores.
How to configure Safe Money for a specific website
Click the Safe Money button.The Safe Money window opens. If you are opening the window for the first time, Kaspersky Total Security will offer to show you how Safe Money works. You can skip this informational tour.
Click the Add website to Safe Money link to open fields for adding the website information in the right part of the window.
In the Website for Safe Money field, enter the web address of the website that you want to open in Protected Browser.A website address must be preceded by the prefix for the HTTPS protocol (for example, https://example.com), which is used by default by Protected Browser.
If you want to disable Safe Money for the website, select Do not run Protected Browser.
To configure Safe Money:
In the right part of the Protection section, select the Safe Money subsection.The window displays the settings of the Safe Money component.
Enable Safe Money by clicking the switch in the upper part of the window.In the Additional section, open the To proceed to websites from the Safe Money window, use drop-down list and select the browser that the application will run in Protected Browser mode when you visit a bank or payment system website from the Safe Money window.You can select one of the browsers installed on your computer or use the default browser of the operating system.
Safe Money settings
Enable / disable Safe Money
This button enables / disables Safe Money.
If the button is green, Kaspersky Total Security monitors all attempts to access banking or payment system websites and performs the action set by default or configured by the user. By default, when running in Safe Money mode, Kaspersky Total Security prompts the user for confirmation of startup of Protected Browser.
In the Additional section, you can configure additional settings for Safe Money.
To proceed to websites from the Safe Money window, use
From the drop-down list, you can select the browser with which Kaspersky Total Security will open the banking or payment system websites that are selected in the Safe Money window.
Safe Money functionality is available only for the following browsers: Microsoft Internet Explorer, Mozilla Firefox, and Google Chrome.
By default, Safe Money uses the browser that is the default browser in the operating system.
Create shortcut for Safe Money
Clicking this link creates a desktop shortcut for starting Safe Money. This shortcut allows opening a window that contains a list of websites of banks or payment systems for which Protected Browser is used for access.
Hardware and software requirements
For the Web Anti-Virus, IM Anti-Virus, Anti-Banner, and Safe Money protection components to work, the Base Filtering Engine service must be running in the operating system.
If the check box is selected, Kaspersky Total Security injects a web page interaction script into web traffic. This script ensures the operation of such components as Safe Money, Private Browsing, Parental Control, Anti-Banner, URL Advisor, and Secure Data Input.
All data entry fields for Safe Money
This check box enables / disables Secure Keyboard Input on websites opened in Protected Browser when Safe Money is active.
Enabling the Safe Money component.
The button is displayed when the Safe Money component is disabled.
Add website / Add website to Safe Money
Contains a list of the websites of banks and payment systems for which you have defined special settings in Safe Money. Click an item in the list to specify the action that Kaspersky Total Security should perform. The icon in the left part of the list and the text in the middle of the list describe the action to be performed:
The button is displayed on the right of each list item. If you click this button, the entry fields will appear in the right part of the window. In the entry fields, you can change the settings for using Safe Money when you visit a website of a bank or payment system.
If the list is blank, Kaspersky Total Security uses the database of bank and payment system websites that has been recommended by Kaspersky Lab specialists. In this case, the Add website to Safe Money button is displayed instead of the list.
Website for Safe Money (URL)
Clicking this link opens a window in which you can send feedback on the operation of the Safe Money component.
Limitations and warnings
When scanning encrypted connections with websites that have been added to exclusions, certain components such as Anti-Banner, URL Advisor and Private Browsing may continue to scan encrypted connections. The Safe Money, Parental Control and Web Anti-Virus components do not scan websites that have been added to exclusions.
How to quickly open a website in Protected Browser
In the taskbar notification area, in the context menu of the application icon, select Safe Money: open website.
All data entry fields for Safe Money
This check box enables / disables display of the quick launch icon of the On-Screen Keyboard in entry fields on websites opened in Protected Browser when Safe Money is active.
This list contains the addresses of websites that you added as an exclusion for the following components: Safe Money, URL Advisor, Parental Control, Private Browsing, Web Anti-Virus, and Anti-Banner.
How to enable protection using hardware virtualization
In the right part of the Protection section, select the Safe Money subsection and make sure that the Safe Money switch is on.The Safe Money settings window opens.
If hardware virtualization is disabled on your computer, protection using hardware virtualization will be disabled. For information about how to enable hardware virtualization, click the Learn more link in the Safe Money settings window.
How to configure encrypted connections settings
Encrypted connections are established over the SSL and TLS protocols. By default, Kaspersky Total Security scans such connections upon request from protection components, such as Web Anti-Virus, Anti-Spam, Safe Money, URL Advisor, Private Browsing, Web Anti-Virus, and Anti-Banner.
Scan encrypted connections upon request from protection components. The application only scans encrypted connections upon request from protection components, such as Mail Anti-Virus, Anti-Spam, Safe Money, URL Advisor, Private Browsing, Web Anti-Virus, and Anti-Banner. This action is selected by default.
Click the Add button. The application will not scan encrypted connections with this website. Please note that adding a website to the list of exclusions may limit the functionality of scanning the website by protection components, such as Safe Money, URL Advisor, Private Browsing, Web Anti-Virus, and Anti-Banner.
In order for Kaspersky Total Security to fully support browsers, the Kaspersky Protection extension has to be installed and enabled in browsers. Kaspersky Total Security uses the Kaspersky Protection extension to embed a script into the web page opened in Protected Browser and into traffic. The application uses this script to interact with the web page and to transmit data to banks whose websites are protected by the Safe Money component. The application protects data transmitted by the script using a digital signature. Kaspersky Total Security can embed the script without using the Kaspersky Protection extension.
[Secure connection]: *Note [Free][Secure connection/VPN] shipped with Kaspersky application has a data limits (200mb or 300mb per day).
Free version of [Secure connection] is available in both Kaspersky Internet Security entry-level suite and Kaspersky Total Security mega-suite, both have MB-per-day limitation.
Multipe reviews available, search [Kaspersky Secure Connection] example
(imo) why pay an additional subscription for a VPN when I'm already paying full freight for the security software & when there's so many other (as secure/free/much less $) options available?
Re [Internet Security], unsure what your query is with this one, that's why it would be good if you'd kindly please clarify (as per my question at the beginnning).
Re [Do I need all of them?]
(imo) anyone who doesn't use [Safe Money] for any/all financial web "stuff" may as just as well post all financial info in/on any & every possible place on the net/web, equivalent to skyjumping without a parachute.