OK, I have downloaded and installed KIS 2013 and all seems to work fine (Thanks to clear instructions in Don Pelotas' IMPORTANT postings) so far.
I opened my Firefox 16.0.1, which is set as my default browser, and verified, as previously reported by several others on the Forum, that the following KIS Add-Ons are not compatible and are listed as disabled with Firefox 16.0.1:
However, The KIS Anti Banner Add On was listed as compatible and was active.
I opened KIS and added two banking websites to Safe Money and closed the Safe Money dialog box. Then I clicked on Safe Money from the KIS Main Menu and voila! Up came Firefox 16.0.1 in a special frame outlined with a red line. I entered the log on info and the website opened. Was I in Safe Money mode? Does Safe Money work with Firefox 16.0.1 but just does not activate as an Add On? Thanks for your reply.